Welcome
As the Life Insurance Wholesaler/Distributor to The Monolith Group, we serve as the life insurance product experts supporting High Net Worth families via their Advisors through MEPS (the Monolith Estate Planning Strategy) and other Monolith Funding Strategies utilizing bond premium funding of life insurance.
Protect and Enhance your client's Estate while Diminishing the Impact of Federal Estate Taxes
The Monolith team has helped many high net worth individuals provide for the efficient accumulation and transfer of wealth, and we look forward to working with you to bring the benefits of MEPS and our unique bond premium finance structure to you or your clients.
High Net Worth families can utilize this strategy with no out-of-pocket expenditures.
High-net-worth and Ultra-High-Net-Worth families have been utilizing MEPS and bond premium funding for 20+ years to fund substantial amounts of Life Insurance outside their estates without any loans and with no out-of-pocket client expenditures.
MEPS works without the antiquated techniques associated with "traditional" premium financing.
Patented Innovation
John Gasowski is the inventor and patent holder of Monolith Funding Strategies Plan™, also known as MEPS—Monolith Estate Planning Strategy.
The Monolith Funding Strategies Plan™ is a game changer in estate planning and the premium finance marketplace. Mr. Gasowski has orchestrated the funding for hundreds of life insurance policies, equating to approximately 2 billion dollars in premium—and all with no out-of-pocket client expenditures. It sounds too good to be true, but it is true!
John Gasowski and The Monolith Group have been in business since 2004. They are the inventors and founders of Direct Pay Letter of Credit financing for life insurance, otherwise known as “VRDO” or Bond Financing. This type of funding eliminates or drastically reduces all the risks associated with traditional premium financing, including:
- Interest Rate Risk
- Spread Risk
- Renewal Risk
- Time Factor Risk
- Personal Guarantee Risk
